Personal Financial Statement Excel Template

Are you looking for a ready form to submit to your lender, bank or governmental body? Or, do you only want to track your income and expenses? Here’s a Personal Financial Statement Template to cover all your needs. Available in Excel!

So, our detailed Personal Finance Statement Excel Template lets you manage your finances. Additionally, this easy-to-use template tracks and analyzes financial data with charts and bars.

What’s a Personal Financial Statement Template?

A personal financial statement template is a ready document that for indivuduals to organize, track and present their financial data with a clear summary.

So, it typically includes sections for listing income, expenses, assets, and liabilities. Also by using this template, individuals can easily track their financial status, monitor cash flow, and make informed decisions about their finances, in addition to creating your PFS.

How to use Personal Financial Statement Template?

Basically, this Excel PFS Template file consists of four main sections in addition to menu and settings part.

1. Income & Expenses
2. Assets & Liabilities
3. Personal Financial Statement Form
4. Dashboard

The first two of these sections are the input parts, while the next two are the outcome sections of this template.

Menu and Settings

This tab includes navigation buttons and some small settings for the personal financial statement template.

So, start by adding your main income, expense, asset and liability categories. Also, set your starting month and year:

As this file is for 12-month period, you can select the starting month from the dropdown menus and then the 12-month coverage will adapt accordingly.

1. Income/Expense Input Tables

Firstly, this section makes tracking monthly income and expenses easy:

• Select your income category
• Define your subcategory
• Add your monthly income numbers

You’ll find both income and expense tables in this sheet. Also, if you need more rows, feel free to click on the plus (+) sign on the left-hand side.

2. Assets and Liabilities Input Tables

Similar to the first input section, here you’ll also record your asset ou can organize your assets and liabilities here.

You can understand your net worth and make smart financial decisions by keeping accurate financial records. So, the asset and liability management is essential for financial stability.

3. Personal Finance Statements Form

This is the first outcome of your template.

First, select your month from the drop-down menu and all other numbers will populate automatically.

Thus, this is a printable personal financial statement form that you can submit to your lenders or other third-parties.

Additionally, you’ll find a notes section under your form, where you can add your additional notes and comments.

How to Format a Personal Financial Statement?

The Personal Financial Statement format includes sections to input financial numbers like Asset, Debt, Revenue and Expense as in income statement and balance sheet. Also, you should include the net worth and net profit numbers.

Net Worth = Total Assets - Total Liabilities

Net Profit = Total Income - Total Expenses

With our ready-to-use template, you’ll not need any additional formatting or calculation. Once you input your data, your printable and editable personal finance statement will be ready to present.

4. Dashboard

Finally, you’ll have a dashboard to analyze your income and expense balance in addition to asset and liabilities with net worth numbers.

Besides the info boxes on the top side of your Dashboard, you’ll also find charts and graphs to visualize your financial situation.

That’s all for this tool.

Excel Personal Financial Statement Template Features Summary:

• Sleek-design template to track personal finance
• Printable and editable financial summary
• Cost Analysis and Income Distribution
• Visual charts and graphs
• Also includes on-sheet guidance
• Instant Download
• Ready-to-use
• No VBA or Macro codes
• Compatible with Excel 2007 and later versions
• Works both on Mac and Windows